What We Do
Home, Plumbing, and Electrical Inspection
Without a home inspection, your trust in a seller could end up losing you thousands of dollars and leave you with tons of problems to deal with. Don’t be fooled, let me give the home an inspection before you put your money down. I’ll find any issues that could be hiding away so that you don’t get burned.
Call today to schedule a home inspection!
4 Point Home Inspection
Insurance companies sometimes require a 4-point home inspection, especially for older homes, in order to qualify for homeowners insurance. The 4-point inspection is limited to the visual components of the following systems:
HVAC (Heating and Cooling)
These four systems are the most likely to result in an insurance claim, so the insurance company wants to make sure they are in reasonably good condition. Specifically, the insurance company will look at the age and overall condition of the components and whether or not any repairs were done professionally. If there are deficiencies, then you might have to correct them in order to qualify for, or maintain, your insurance policy.
Wind mitigation refers to specific features of a structure designed to minimize the damage caused by high winds, like those experienced during a hurricane. Most of these features involve the roof, though protection of openings such as doors and windows, as well as the overall age of the home are also taken into consideration.
The purpose of a wind mitigation inspection is to provide verification that features exist in a home to protect against wind damage, resulting in discounts or rebates on your insurance premiums. The level of discount varies significantly, but savings can go as high as 40%. After the inspection, I will provide you with the paperwork you need to submit to your insurance company.